Grow your wealth

Your net wealth growth can look like the green line on the chart below.

What is this chart?

This is a very realistic example of my approach. It shows the growth of net wealth over 15 years (2010 – 2025) diligently recorded every month.

It compares net wealth versus other assets:

• Shares (FTSE 100)
• Shares with re-invested dividends (FTSE 100 Total Return)
• Gold
• Average savings account (represented as NS&I bond interest rate)
• Growth of property value (average UK property price)
• Inflation

All values are normalised, meaning they all start from 1 and the chart shows the relative growth of the asset value in time.

As the family wealth was built with regular payments other assets also include monthly payments for the entire duration. That is why on the chart you see gold increased 977%, but since 2010 price of 1 gold ounce increased 353% – this is the power of regular payments.

Can I do this?

Yes, you can. But you have to put in some work too.

There is really no magic, just common sense, taking matters into your own hands, and painstakingly monitoring the performance of your investments.

There are no shortcuts and no free lunches.