Be honest with yourself and check if you are satisfied with all below elements in your life:
- No credit card or other debt
- Comfortable mortgage payment
- Simple budgeting tool
- Emergency fund
- Tax efficient savings in cash ISA
- Tax efficient investments in stocks & shares ISA
- Tax efficient pension
- Knowledge about precious metals
- Knowledge about bitcoin
- Side hussle
- Inusrances (life, home, car ect)
- Will
- Power of attorney
If you tick all those boxes great! Congratulations.
But if you don’t feel free to reach out to me to improve your knowledge and financial health.