Be honest with yourself and check if you are satisfied with all the elements below in your life:
- No credit card or other debt
- Comfortable mortgage payment
- Simple budgeting tool
- Emergency fund
- Tax-efficient savings in a cash ISA
- Tax-efficient investments in stocks & shares ISA
- Tax-efficient pension
- Knowledge about precious metals
- Knowledge about Bitcoin and other cryptocurrencies
- Insurances (life, home, car ect)
- Will
- Power of attorney
- Side hustle
If you tick all those boxes great! Congratulations.
But if you don’t feel free to reach out to me to improve your knowledge and financial health.